For people who are retiring, there are a variety of options for making the change. Under the change to retirement rules, if you have reached your preservation age you may be capable to decrease your working hours without reducing your income. You can do this by topping up your part-time income with a regular ‘income stream’ from your super savings. If you are over 60 years old, this income stream may be tax free. On the other hand, you must be alert of the impact this can have on you and your situation. ATO recommends you see a financial adviser, accountant or your tax agent to help you make a decision if this option is right for you. Employers still need to make essential super guarantee contributions for all their qualified employees – including people who are making the transition to giving up work. For more information on myTax 2018, myGov 2018, Online Tax Return 2018 , or any other related matterplease contact us at 1300 768 284 or you can email us at firstname.lastname@example.org GET FREE Tax Refund estimate and Option of getting refund in 1 Hour, prior year Tax returns are also available, Just fill in your basic details on our website at www.taxrefundonspot.com.au or by emailing us on email@example.com we will check your employment history from ATO records, personal visit available at tax refund on spot. We also have our separate department for Home loan, refinancing, car & truck loan.